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Penfax II is an accounting software package designed and maintained by H.S. Administrative Services Limited who are part of AEGON NV, one of the worlds largest listed insurance groups. H.S. Administrative Services Limited provides a full range of services including pensions administration, pension scheme accounting, employee payroll, communications, web-enabled solutions, pensions accounting software and independent financial advice regulated by the FSA. Cick Here for Legal Statement - 2007